Financial Literacy for Tweens (Ages 9-12)

Prescott Valley Public Library will be offering six workshops on financial literacy and basic money management skills geared towards kids ages 9-12 in collaboration with Desert Financial Credit Union.

*Please note that these are stand-alone workshops and they do not build on each other so registrants can attend any sessions of interest.

Through hands-on activities, educational videos, and real-world examples, participants will explore key financial concepts like spending wisely, saving for goals, giving thoughtfully, earning income, growing money through investing, and borrowing responsibly.

Each session encourages kids to think critically about their choices, set personal goals, and develop healthy money habits that last a lifetime. Whether they’re learning how to budget their allowance, start a small business idea, or understand how banks work, tweens will gain practical skills to make smart financial decisions now and in the future.

Perfect for curious minds ready to take their first steps toward financial independence!  Come ready to ask questions and speak to professionals about leveling up your money management skills!

Session 6:  Borrowing Responsibly

Sometimes borrowing can help you reach your goals -- but only if you do it wisely!  Learn what it means to borrow responsibly and how to avoid common pitfalls.  Participants will be able to understand what borrowing means and why people borrow money, learn the importance of paying back what you owe on time, recognize the potential risks of borrowing too much, and explore how credit can be used responsibly to achieve goals.

Presented by Desert Financial Credit Union.

Free & open to the public. Registration is required. Space is limited. All supplies will be provided.